Bay County, Florida

Panama City Beach Real Estate

Panama City Beach is the Bay County market known for Gulf-front condos and coastal neighborhoods, reached by US-98 and US-231 traffic. Home to about 18,094 residents (2020 Census).

Market Snapshot · July 2026

Panama City Beach home values right now

Typical Panama City Beach home values are down 2.2% over the past year, at about $415,340.

Typical home value$415,340
1-year change-2.2%
5-year change+15.0%
Typical rent$1,704 / mo
Bay County typical value$344,902 (-0.9% yr)
Population (2020 Census)18,094
County seatPanama City
CourtsFourteenth Judicial Circuit · Bay County Clerk of the Circuit Court

Values: Zillow Home Value Index and Observed Rent Index, mid-tier, smoothed and seasonally adjusted, July 2026. Population: U.S. Census 2020. Indexes are estimates, not appraisals; a free Panama City Beach market report gives you sold comps for your exact street.

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Living in Panama City Beach

What defines the Panama City Beach market

Gulf-front condos and coastal neighborhoods

Access via US-98 and US-231 traffic

Bay County · seat Panama City · Fourteenth Judicial Circuit

Buying or Selling in Panama City Beach?

Your REALTOR® and your real estate attorney in Panama City Beach: the same person

Arthur Simpson · Realty Pros Assured is licensed statewide and serves Panama City Beach buyers and sellers by phone, video, and in-person appointment. Because Arthur is also a Florida attorney, REALTOR® & CIPS, you get a sharper eye on the contract, the title, and the deed, the parts of a Bay County deal where money is usually lost.

Need the legal side on its own? See the real estate attorney page for Panama City Beach, or read why an attorney-REALTOR® changes the deal.

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Questions

Panama City Beach real estate FAQ

What is the typical home value in Panama City Beach, Florida?

As of July 2026, Zillow's Home Value Index puts the typical Panama City Beach home at about $415,340, -2.2% over the past year. Bay County overall is about $344,902.

Which county and court handle Panama City Beach property records?

Panama City Beach is in Bay County (county seat: Panama City). Deeds and liens are recorded with the Bay County Clerk of the Circuit Court, and real estate disputes are heard in the Fourteenth Judicial Circuit.

Can Arthur Simpson help me buy or sell in Panama City Beach?

Yes. Arthur Simpson is licensed statewide as a Florida REALTOR® with Realty Pros Assured and is also a Florida attorney, so Panama City Beach buyers and sellers get one person for the contract, the negotiation, and the legal side. He works Panama City Beach by phone, video, and in-person appointment from Ormond Beach.

Do I need a real estate attorney to buy or sell a home in Panama City Beach?

Florida does not require one, but Panama City Beach contracts, title questions, and deed transfers are where money is usually lost. Arthur reviews your paperwork as an attorney at no extra cost when he represents you as your REALTOR®; legal services are provided separately through Truestead Law when you need them.

More Bay County & Florida

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