Panama City is the Bay County market known for Gulf-front condos and coastal neighborhoods, reached by US-98 and US-231 traffic. As the county seat, it is also where Bay County deeds are recorded and cases are heard. Home to about 32,939 residents (2020 Census).
Every listing, up to the second, straight from the MLS. Tip: type “Panama City” in the location box.
Typical Panama City home values are up 1.1% over the past year, at about $286,249.
Values: Zillow Home Value Index and Observed Rent Index, mid-tier, smoothed and seasonally adjusted, July 2026. Population: U.S. Census 2020. Indexes are estimates, not appraisals; a free Panama City market report gives you sold comps for your exact street.
Gulf-front condos and coastal neighborhoods
Access via US-98 and US-231 traffic
Bay County · seat Panama City · Fourteenth Judicial Circuit
Arthur Simpson · Realty Pros Assured is licensed statewide and serves Panama City buyers and sellers by phone, video, and in-person appointment. Because Arthur is also a Florida attorney, REALTOR® & CIPS, you get a sharper eye on the contract, the title, and the deed, the parts of a Bay County deal where money is usually lost.
Need the legal side on its own? See the real estate attorney page for Panama City, or read why an attorney-REALTOR® changes the deal.
Get My Free Panama City Home Valuation →As of July 2026, Zillow's Home Value Index puts the typical Panama City home at about $286,249, +1.1% over the past year. Bay County overall is about $344,902.
Panama City is in Bay County (county seat: Panama City). Deeds and liens are recorded with the Bay County Clerk of the Circuit Court, and real estate disputes are heard in the Fourteenth Judicial Circuit.
Yes. Arthur Simpson is licensed statewide as a Florida REALTOR® with Realty Pros Assured and is also a Florida attorney, so Panama City buyers and sellers get one person for the contract, the negotiation, and the legal side. He works Panama City by phone, video, and in-person appointment from Ormond Beach.
Florida does not require one, but Panama City contracts, title questions, and deed transfers are where money is usually lost. Arthur reviews your paperwork as an attorney at no extra cost when he represents you as your REALTOR®; legal services are provided separately through Truestead Law when you need them.
Callaway · Lynn Haven · Mexico Beach · Panama City Beach · Parker · Springfield · All Florida cities & counties →
Real answers on pricing, strategy, contracts, and the legal side other agents can't cover. By phone or video.
Book a Free Strategy Call or call/text 386-273-3636